:root{--bg:#fff;--fg:#1a1c20;--muted:#667085;--border:#e5e7eb;--brand:#1f6feb;--content:840px;--max:1200px}*{box-sizing:border-box}body,html{height:100%}body{margin:0;background:var(--bg);color:var(--fg);font:18px/1.8 system-ui,-apple-system,Segoe UI,Roboto,Noto Sans,Apple SD Gothic Neo,Arial}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.gp-container{max-width:var(--max);margin:0 auto;padding:0 20px}.gp-footer,.gp-header{background:#fff;border-bottom:1px solid var(--border)}.gp-footer{border-top:1px solid var(--border);border-bottom:0}.gp-header .gp-container{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.gp-brand{display:inline-flex;align-items:center;gap:12px;font-weight:700;font-size:20px;color:var(--fg);padding:10px 0}.gp-brand__logo{width:40px;height:40px;border-radius:12px;flex-shrink:0}.gp-brand__text{color:inherit;line-height:1}.gp-nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.gp-nav a{color:var(--fg)}.gp-main{padding:36px 0}.gp-main-flex{display:flex;gap:32px;justify-content:center}.gp-sidebar{width:260px;position:-webkit-sticky;position:sticky;top:20px;height:-moz-fit-content;height:fit-content}.gp-content,.gp-entry{flex:1 1}@media (max-width:768px){.gp-header .gp-container{flex-direction:column;align-items:flex-start}.gp-main-flex{flex-direction:column;align-items:center}.gp-sidebar{width:100%;position:static;margin-top:24px}.gp-content,.gp-entry{width:100%}}@media (max-width:480px){.gp-container{padding:0 24px}}.gp-content{max-width:var(--content)}.gp-list{display:flex;flex-direction:column;gap:18px}.gp-post-item{display:flex;gap:16px;border:1px solid var(--border);border-radius:12px;padding:16px;background:#fff}.gp-thumb{width:128px;height:86px;object-fit:cover;border-radius:8px;border:1px solid var(--border)}.gp-post-title{margin:0 0 6px;font-size:24px;line-height:1.3}.gp-post-meta{display:flex;gap:10px;align-items:center;color:var(--muted);font-size:14px;margin-bottom:8px}.gp-post-excerpt{margin:0;color:#2b3036}.gp-badge{display:inline-block;border:1px solid var(--border);border-radius:999px;padding:2px 8px;font-size:12px;color:#374151;background:#f9fafb}.gp-badge-cat{background:#eef5ff;border-color:#cde1ff;color:#174ea6}.gp-badge-pill{margin-right:8px}.gp-catbar{margin:6px 0 18px}.gp-tags{display:flex;gap:6px;flex-wrap:wrap}.gp-entry{max-width:var(--content)}.gp-entry-title{font-size:36px;line-height:1.25;margin:0 0 8px}.gp-entry-meta{display:flex;gap:10px;align-items:center;color:var(--muted);margin-bottom:14px}.gp-hero{width:100%;height:auto;border-radius:10px;border:1px solid var(--border);margin:8px 0 18px}.gp-entry-content{color:#2b3036}.gp-entry-content :where(h2,h3){margin:24px 0 10px}.sep{border:0;border-top:1px solid var(--border);margin:28px 0}.post-nav{display:flex;justify-content:space-between;gap:12px;font-size:14px}.post-nav a{color:var(--fg)}.post-nav a:hover{color:var(--brand)}.gp-toc{border:1px solid var(--border);border-radius:12px;padding:12px;background:#fff;margin:8px 0 18px}.gp-toc-title{font-weight:600;margin-bottom:6px}.gp-toc ul{margin:0;padding-left:14px;list-style:disc}.gp-toc li{margin:4px 0}.gp-toc li.lvl-3{margin-left:12px;list-style:circle}.prose code{background:#f3f4f6;padding:.15rem .35rem;border-radius:4px}.prose pre{background:#0b1020;color:#e6edf3;padding:16px;border-radius:8px;overflow:auto}.gp-entry-content table{width:100%;border-collapse:collapse;margin:1.5rem 0;font-size:.95em}.gp-entry-content td,.gp-entry-content th{border:1px solid rgba(0,0,0,.1);padding:10px 14px;text-align:left}.gp-entry-content th{background:#f9fafb;font-weight:600;color:#374151}.btn-link{display:block;width:90%;margin:1rem auto;padding:1rem 1.25rem;background:#2563eb;color:#fff;border-radius:.75rem;font-size:1.125rem;font-weight:700;text-align:center;text-decoration:none;transition:transform .2s ease,background .2s ease,box-shadow .2s ease;box-shadow:0 4px 10px rgba(37,99,235,.3)}.btn-link:hover{background:#1e40af;transform:translateY(-3px) scale(1.02);box-shadow:0 6px 16px rgba(30,64,175,.5);text-decoration:none}.btn-link--outline{display:inline-block;padding:.625rem 1rem;color:#2563eb;background:#fff;border:1px solid #2563eb;border-radius:.5rem;font-weight:500;text-decoration:none;transition:background .2s ease,color .2s ease}.btn-link--outline:hover{background:#2563eb;color:#fff;text-decoration:none}.center{text-align:center}.tools-shell{width:100%;max-width:var(--max);margin:0 auto}.tool-breadcrumb{margin-bottom:24px;font-size:14px;color:var(--muted)}.tool-breadcrumb ol{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0}.tool-breadcrumb li{display:flex;gap:8px;align-items:center}.tool-breadcrumb a{color:var(--muted)}.tools-intro{max-width:var(--content);margin-bottom:28px}.tools-intro h1{font-size:38px;line-height:1.25;margin:10px 0}.tools-intro p{margin:0;color:#394150}.tool-grid{display:grid;grid-template-columns:minmax(0,680px);grid-gap:20px;gap:20px}.rate-definitions,.related-tool,.tool-card,.tool-notice,.tool-state{border:1px solid var(--border);border-radius:12px;background:#fff;padding:24px}.related-tool h2,.tool-card h2{margin:10px 0 6px;font-size:25px;line-height:1.35}.related-tool p,.tool-card p{margin:0 0 18px}.tool-button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:9px 17px;border:1px solid var(--brand);border-radius:8px;background:var(--brand);color:#fff;font:inherit;font-size:15px;font-weight:700;cursor:pointer;text-decoration:none}.tool-button:hover{color:#fff;background:#185abc;text-decoration:none}.tool-button--small{min-height:40px}.tools-coming{max-width:680px;color:var(--muted);font-size:15px}.related-tool{margin:22px 0}.related-tool h3{margin:8px 0 4px}.related-tool--compact{margin:0 0 20px;background:#f8fbff;border-color:#cde1ff}.related-tool--compact h2{font-size:20px}.tool-tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.tool-tags span{padding:3px 10px;border-radius:999px;background:#f3f4f6;color:#4b5563;font-size:13px}.rate-period{display:flex;flex-wrap:wrap;gap:16px;margin:20px 0}.rate-period>div{display:flex;flex-direction:column;min-width:260px;padding:14px 16px;border-left:3px solid var(--brand);background:#f8fafc}.rate-period span,.rate-summary span{color:var(--muted);font-size:13px}.rate-period strong{font-size:15px}.rate-summary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:12px;gap:12px;margin:22px 0 32px}.rate-summary>div{display:flex;flex-direction:column;min-height:116px;padding:18px;border:1px solid var(--border);border-radius:12px}.rate-summary strong{margin-top:7px;font-size:21px;line-height:1.35}.rate-summary small{color:var(--brand)}.rate-results{margin:32px 0}.rate-results>h2{font-size:28px;margin-bottom:14px}.rate-controls{display:grid;grid-template-columns:2fr 1fr 1.3fr auto;grid-gap:12px;gap:12px;align-items:end;padding:18px;border:1px solid var(--border);border-radius:12px;background:#f9fafb}.rate-control{display:flex;flex-direction:column;gap:5px}.rate-control label{font-size:14px;font-weight:700}.rate-control input,.rate-control select{width:100%;min-height:46px;padding:8px 11px;border:1px solid #cbd0d8;border-radius:7px;background:#fff;color:var(--fg);font:inherit;font-size:15px}.rate-control input:focus,.rate-control select:focus,.tool-button:focus,.tool-reset:focus{outline:3px solid rgba(31,111,235,.24);outline-offset:2px}.tool-reset{min-height:46px;padding:8px 12px;border:1px solid #aeb6c2;border-radius:7px;background:#fff;color:var(--fg);font:inherit;font-size:14px;cursor:pointer}.rate-count{font-size:14px;color:var(--muted);margin:12px 2px}.rate-table-wrap{max-width:100%;overflow-x:auto;border:1px solid var(--border);border-radius:12px}.rate-table{width:100%;min-width:960px;border-collapse:collapse;font-size:14px}.rate-table caption{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.rate-table td,.rate-table th{padding:13px 11px;border-bottom:1px solid var(--border);text-align:left;vertical-align:middle}.rate-table thead th{background:#f7f8fa;color:#374151;white-space:nowrap}.rate-table tbody tr:last-child>*{border-bottom:0}.rate-table tbody th{font-weight:700}.rate-table__applied strong{display:block;color:#174ea6;font-size:16px}.rate-min-badge{display:inline-block;margin-top:4px;padding:1px 6px;border-radius:999px;background:#eef5ff;color:#174ea6;font-size:11px;white-space:nowrap}.rate-card-list{display:none}.tool-state{text-align:center;margin:24px 0}.tool-state h2,.tool-state h3{margin-top:0}.tool-state--error{background:#fffafa;border-color:#efcaca}.tool-state .tool-button{margin-top:6px}.rate-definitions{margin:30px 0}.rate-definitions>h2{margin-top:0}.rate-definitions>div{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px}.rate-definitions h3{font-size:17px;margin:0 0 3px}.rate-definitions p{font-size:14px;color:var(--muted);margin:0}.tool-notice{margin:18px 0;background:#f9fafb}.tool-notice h2{font-size:20px;margin:0 0 8px}.tool-notice p{margin:6px 0;font-size:15px}.tool-prose{max-width:var(--content);margin:48px auto}.tool-prose h2{font-size:27px;margin-top:36px}.tool-faq details{border-top:1px solid var(--border);padding:14px 0}.tool-faq details:last-child{border-bottom:1px solid var(--border)}.tool-faq summary{min-height:44px;font-weight:700;cursor:pointer}.tool-faq p{margin:8px 0}.related-posts{max-width:var(--content);margin:45px auto}.related-posts__grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px}.related-posts article{border:1px solid var(--border);border-radius:12px;padding:18px}.related-posts h3{font-size:17px;line-height:1.4;margin:0 0 8px}.related-posts p{font-size:14px;line-height:1.65;color:var(--muted)}.skeleton{border-radius:8px;background:#eef0f3}.skeleton--crumb{width:220px;height:20px}.skeleton--title{width:min(550px,80%);height:48px;margin:28px 0 12px}.skeleton--text{width:min(700px,95%);height:26px}.skeleton--card{height:116px}.skeleton--controls{height:92px;margin:20px 0}.skeleton--row{height:56px;margin:2px 0}@media (prefers-reduced-motion:no-preference){.skeleton{animation:tool-pulse 1.8s ease-in-out infinite}}@keyframes tool-pulse{50%{opacity:.55}}@media (max-width:900px){.rate-summary{grid-template-columns:repeat(2,1fr)}.rate-controls{grid-template-columns:1fr 1fr}.rate-control--search{grid-column:1/-1}.rate-definitions>div{grid-template-columns:repeat(2,1fr)}}@media (max-width:767px){.tools-intro h1{font-size:31px}.rate-summary{grid-template-columns:1fr 1fr}.rate-controls{display:flex;flex-direction:column;align-items:stretch}.rate-table-wrap{display:none}.rate-card-list{display:flex;flex-direction:column;gap:12px}.rate-result-card{max-width:100%;padding:18px;border:1px solid var(--border);border-radius:12px;background:#fff}.rate-result-card__head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.rate-result-card__head h3{margin:0;font-size:21px}.rate-result-card__head>span{color:var(--muted);font-size:13px}.rate-result-card__primary{display:flex;flex-direction:column;margin:16px 0;padding:13px;background:#f7f9fc;border-radius:8px}.rate-result-card__primary>span:first-child{color:var(--muted);font-size:13px}.rate-result-card__primary strong{color:#174ea6;font-size:24px}.rate-result-card__primary .rate-min-badge{align-self:flex-start}.rate-result-card dl{margin:0}.rate-result-card dl>div{display:flex;justify-content:space-between;gap:14px;border-top:1px solid var(--border);padding:8px 0;font-size:14px}.rate-result-card dt{color:var(--muted)}.rate-result-card dd{margin:0;text-align:right}.tool-button--phone{display:flex;margin-top:12px}.tool-button--phone span{margin-left:6px;font-weight:400}.related-posts__grid{grid-template-columns:1fr}}@media (max-width:480px){.tools-shell{padding:0 4px}.rate-summary{grid-template-columns:1fr}.rate-period>div{min-width:0;width:100%}.rate-definitions>div{grid-template-columns:1fr}.rate-definitions,.related-tool,.tool-card,.tool-notice,.tool-state{padding:18px}.tools-intro h1{font-size:28px}}